SWIFT/BIC structure
A SWIFT/BIC code typically has 8 or 11 characters: institution code, country code, location code, and optional branch code. A format checker can inspect that visible structure.
What it does not prove
Format checks do not prove that a bank is active, that an account exists, that a payment will succeed, or that a code is appropriate for a transaction.
Common mistakes
Do not confuse a format check with a directory lookup or provider confirmation. Verify important payment details with your bank or payment provider.
FAQ
Are 8 and 11 character codes both possible?
Yes. The longer version can include a branch code.
Does a BIC identify a person?
No. It is not identity verification or account ownership verification.