Indian Income Tax Calculator

Estimate old and new regime outcomes from entered assumptions and visible rules.

Calculate your income tax
Enter details from top to bottom

Open only the step you need, add what applies, and keep the live old-vs-new regime result visible on the right.

Auto updates
1

Basic details

Select the year, comparison mode, and taxpayer profile.

Calculation view
Financial year
Age category
Gender
2

Income details

Add yearly income heads. Empty fields are treated as zero.

Salary income

Rs

Zero rupees
Family pension income

Rs

Zero rupees
Business income

Rs

Zero rupees
House property income

Rs

Zero rupees
Interest and other income

Rs

Zero rupees
Basic salary plus DA

Rs

Zero rupees
Short term capital gains

Rs

Zero rupees
Long term capital gains

Rs

Zero rupees
3

Deductions and tax paid

Compare mode keeps old-regime fields editable so the difference is visible.

80C investments

Rs

Zero rupees
80D medical insurance

Rs

twenty five thousand rupees
NPS self contribution

Rs

Zero rupees
Employer NPS

Rs

Zero rupees
HRA and exemptions

Rs

Zero rupees
Home loan interest

Rs

Zero rupees
Interest deduction

Rs

Zero rupees
Other eligible deductions

Rs

Zero rupees
TDS / advance tax paid

Rs

Zero rupees
Recommended regime

Old regime

Add income details to compare both regimes from a clean zero baseline.

Enter income on the left to activate the graph. All values intentionally start at zero.
FY 2025-26 AY 2026-27
Net tax payable Rs 0Start entering income to calculate payable tax.
Download PDF report Watermark: Indicative report - DaivVerse
Cross-validation passed Taxable income, payable/refund math, and old-vs-new table totals match the detailed calculation.
Old vs new regime graph Estimated tax liability before tax paid adjustment
Old regime
Rs 0
New regime
Rs 0
Gross incomeRs 0
Standard deductionRs 0
Total deductionRs 25,000
Taxable incomeRs 0
Tax payableRs 0
Taxes already paidRs 0
Standard deduction applied Old regime uses up to Rs 50,000. New regime uses up to Rs 75,000. The deduction is capped by the salary or pension value entered.
Family pension rule Family pension deduction is separate: Rs 15,000 in old regime and Rs 25,000 in new regime.
Difference Rs 0
Paid already Rs 0
Net payable Rs 0
Refund estimate Rs 0
Tax break-up
Component Old regime New regime
Gross income Rs 0 Rs 0
Allowed deductions Rs 25,000 Rs 0
Standard deduction Rs 0 Rs 0
Family pension deduction Rs 0 Rs 0
Taxable income Rs 0 Rs 0
Slab tax Rs 0 Rs 0
Rebate Rs 0 Rs 0
Surcharge Rs 0 Rs 0
Cess Rs 0 Rs 0
Tax liability Rs 0 Rs 0
Tax paid Rs 0 Rs 0
Net payable Rs 0 Rs 0
Saving and planning ideas

These are prompts to test scenarios, not product recommendations. Compare tax saved, lock-in, liquidity, risk, and your financial goal before investing.

Guide

Start with annual income

Enter salary, business income, house property income, or interest income. The chart and tax break-up will update instantly.
Checklist

Keep documents ready

Useful inputs include Form 16, AIS/TIS, salary slips, rent receipts, home-loan interest certificate, insurance receipts, and investment proofs.
Regime choice

Compare before investing

Use compare mode before making tax-saving investments. The old regime benefits from deductions; the new regime often works better when deductions are low.
Old regime deductions
Deduction Claimed Limit Allowed
Standard deduction from salary / pension ₹ 0 ₹ 50,000 ₹ 0
Family pension deduction ₹ 0 ₹ 15,000 ₹ 0
Section 80C investments ₹ 0 ₹ 1,50,000 ₹ 0
Section 80D health insurance ₹ 25,000 ₹ 25,000 ₹ 25,000
NPS self contribution 80CCD(1B) ₹ 0 ₹ 50,000 ₹ 0
Home loan interest self-occupied ₹ 0 ₹ 2,00,000 ₹ 0
Section 80TTA savings interest ₹ 0 ₹ 10,000 ₹ 0
New regime deductions
Deduction Claimed Limit Allowed
Standard deduction from salary / pension ₹ 0 ₹ 75,000 ₹ 0
Family pension deduction ₹ 0 ₹ 25,000 ₹ 0

Indian Income Tax Calculator FAQ

What does Indian Income Tax Calculator do?

Estimate old and new regime outcomes from entered assumptions and visible rules. Results are estimates for convenience and education. Verify important financial, tax, legal, health, or business decisions with official or professional guidance.

How is this processed?

This tool is designed for browser-friendly use and avoids unnecessary server-side storage.

Can I rely on the result?

Results are estimates for convenience and education. Verify important financial, tax, legal, health, or business decisions with official or professional guidance.

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